Based on what is said above, it appears that motorists have a psychological freedom which sets them free from fears that may assail them in case of accident in a country different from their country of residence. In other words, motorists can now move freer within the sub-region.

Thus, first of all, holding a brown card provides full cover to motorist for a prompt, fair and immediate settlement for accident that they may have caused outside their usual country.

Second, the motorist bearer of the Card is as well treated as if the basic insurance policy were underwritten with a company operating in the country visited by the motorist or through which he/she is transiting.

Three, in view that Brown Card is recognized by the government officials, the motorist is released from any other formalities regarding cover against any risk of third party liability.