After a decade of individual management of the acquired sovereignties in the 60s, the African Heads of State and Government, decided to group together by region to perpetuate the gains and open other avenues for the development of their respective countries.
Thus, several community groupings have come to life including the Economic Community of West African States (ECOWAS).
The Head of States and Governments, concerned about the roads users safety, have set up a system, an automatic coverage and settlement of the claims in order to encourageRead more »
Welcome Dear subscribers,
The ECOWAS Brown Card Insurance Scheme was established by Protocol A/P1/5/82 signed by the Head of States and Governments of the Economic Community of West African States (ECOWAS), on 29th may 1982 in Cotonou, People’s Republic of Benin.
The main objective of the Scheme is to ensure prompt and fair compensation to the victims of road accidents for the damages caused them by non residing motorists travelling from other ECOWAS member States to their country. In Europe, Green Card is a similar scheme implemented in 1953.Read more »
The Permanent General Secretariat is created by decision C/DEC/7/2/94 of ECOWAS Council of Ministers on July 28th 1994
Cis in Lomé, Togolese capital :
Brown Card Scheme is an insurance project. As such, it is a social device designed and introduced to facilitate and give financial guarantees to the movement of motorists and their vehicles across our sub-region. The system is non-profit. For it to function easily, all components of the population are urged to perform a number of specific functions. Firstly, the insurers authorized to carry out motor insurance business must (...)
You should keep in mind that your ECOWAS Brown Card covers you as soon as you cross the borders of your territory of habitual residence. Therefore, when an accident occurs, here are the steps to take to fully benefit from the advantages that your card gives you : Report the accident immediately to the nearest police station In the event that another vehicle is involved or if there is an injured person, you will need to note : (...)
The ECOWAS Brown Card is issued on the basis of the original civil liability guarantee. Thus, to obtain an ECOWAS Brown Card, you must return to the Company from which your usual insurance policy was taken out. Only this insurance company is authorized to issue you the ECOWAS Brown Card.
The question of how much you will pay for your Brown Card is a matter for the National Bureau of your country to decide.
The main concern of the Carte Brune at present is to provide compensation for material damage, personal injury and death caused mainly to third parties. This is explained by the fact that the mandatory guarantee against the risks of the civil liability constitutes the minimum of the requirements required by the legislations of the countries of the sub-region. Any insured wishing to obtain an "all risks" guarantee will have to (...)